Now available on moov

moov -- Secure Agent Platform for Fintech.

Your AI agents can now access moov's payment infrastructure with verified identity, trust levels, and signed responses.

See Live Watchman Check → See Agent Onboarding

AgentPass + MCPS

The trust layer for secure end-to-end agent transactions.

Learn more about AgentPass →

Agent Onboarding

Onboard an agent in minutes, not weeks.

Already on moov? Add agents to your existing integration. New to moov? Start with agents built in from day one.

Human Onboarding (Today)

Manual. Documents. Weeks.

Typical time: 3-14 business days

Collect identity documents (passport, licence)
Submit KYC/KYB verification
Manual compliance review
Wait for approval (1-5 days)
Issue API credentials
Set up payment methods
Test transactions
Go live

Agent Onboarding (With AgentPass)

Automated. Secure. Minutes.

Typical time: under 5 minutes

Issue a security certificate from your CA
Onboard your agent
Live in minutes

What is AgentPass?

Digital identity for AI agents.

AgentPass is the identity and trust layer that lets AI agents prove who they are before accessing financial infrastructure. Think of it as a security badge for AI -- issued by your organisation, verified on every request, revocable instantly.

Agents carry security certificates with embedded trust levels and permissions. You control who gets access to what. Self-hosted, open source, no third-party dependency.

Standards: IETF Internet-Draft · OWASP Security Guidance · Patent pending · Open source

What is MCPS?

Trust and signing layer for MCP messages.

MCPS adds digital signatures to every response. When the platform screens an entity, the result is signed -- the agent can verify it came from the platform and was not tampered with.

Every signed response includes replay protection. If anyone modifies the result, the signature breaks. You can prove exactly what was returned.

Standards: IETF Internet-Draft · Industry-standard signing · Open source

For Our Customers

Deploy AI agents on moov with verified identity.

The same platform you already trust for payments -- now with secure agent access built in.

Coming soon.

Banking

Community Banks & Credit Unions

Today: Process ACH, card payments, and merchant onboarding through moov's platform via Community Banks.

With agents: AI compliance agents screen every counterparty before payment release. Sanctions checks that took hours now take seconds -- with full identity audit trail.

Lending

Loan Servicers & Originators

Today: Process loan repayments and disbursements via ACH. Manual compliance reviews on every borrower.

With agents: AI agents process recurring repayments, screen borrowers on every payment cycle, flag suspicious changes. Lenders scale compliance without scaling headcount.

Construction

Contractors & Subcontractors

Today: Pay subcontractors and suppliers via ACH. Manual verification of vendor details before each payment run.

With agents: AI procurement agents verify vendors, screen sanctions, and initiate payments autonomously. Trust-gated so only L3+ agents can authorise payments above thresholds.

Transportation

Fleet & Logistics Platforms

Today: Pay drivers and carriers after delivery confirmation. High volume, low margin, manual reconciliation.

With agents: AI agents confirm delivery, screen carrier, initiate instant payout. Thousands of micro-payments per day -- each one verified, signed, audited.

Fundraising

Donation & Crowdfunding Platforms

Today: Accept donations, manage fund disbursement, compliance checks on recipients.

With agents: AI agents screen recipients against sanctions before disbursement. Every donation flow verified and audited -- donor trust at scale.

New Customers

AI-First Fintechs

Today: Building autonomous financial workflows. Need payment infrastructure that understands agents.

With moov: The only open-source payment platform with agent identity, trust levels, access controls, and signed responses built in. Starting with sanctions screening, expanding across the platform.

What's included

Agent security by design.

Watchman agent checks now live.

🔒

Agent Identity

Every agent presents a verified certificate. You control who gets access. Your CA, your rules.

📈

Trust Levels

L0 to L4 graduated access. New agents start restricted. Trust is earned, not assumed.

🔐

Scope Enforcement

Per-agent permissions. A screening agent can't initiate payments. A read-only agent can't write.

✍

Signed Responses

Every response digitally signed. Agents verify results are genuine and untampered.

🔍

Sanctions Screening

Integrated sanctions checks. OFAC, EU, UK HMT. Agents verify counterparties before every transaction.

🚫

Rogue Agent Protection

Unknown CAs rejected. Expired certs rejected. Insufficient trust rejected. All before any data is accessed.

📋

Audit Trail

Every action logged with agent identity, trust level, and timestamp. Regulator-ready.

🛠

Self-Hosted

No third-party dependency. No competitor's platform. Open source. Apache 2.0. You own it.

📜

Standards Backed

IETF Internet-Drafts. OWASP security guidance. SOC 2 control mapping. Patent pending.

Agent-Ready Platform

Agent-ready across the platform.

Live in the platform today. Expanding across Accept, Send, Spend, and Store -- making every moov product accessible to verified agents.

🔍

Sanctions Screening LIVE

OFAC SDN, EU, UK HMT. Real-time entity screening before every payment.

Agent gate: Only trusted agents can screen. Every check audited with agent identity. Live in the platform.

💰

ACH Payments Coming Soon

Same-day and standard ACH. The backbone of US business payments.

Planned: Signed payment requests, trust-gated amounts, full audit trail.

💳

Virtual Cards Coming Soon

Issue cards with spend controls, merchant restrictions, real-time auth.

Planned: Identity bound to issuance, trust level determines spend limits.

👤

Merchant Onboarding Coming Soon

KYC, KYB, compliance in one integration. Fastest path to verified merchants.

Planned: Know Your Agent before access. Agents onboard merchants with graduated permissions.

📒

Wallets & Ledger Coming Soon

Store funds, track balances, real-time ledger across all payment flows.

Planned: Signed ledger entries. Verifiable proof of every balance change.

🔒

Payouts Coming Soon

Instant payouts by bank and card. High volume, real-time settlement.

Planned: Trust-gated payout limits. L4 for high-value, L2 for routine.